How To Wire Speakers With 4 Terminals

With today’s technology, speakers come with multiple terminals allowing you to send the audio signal to separate drivers, separate amplifiers, or allowing you to use them the old-fashioned way, just sending the full audio signal to all the drivers.

Each method is slightly different; however, they are all pretty straightforward, and this article will explain and layout all steps and methods for you.

Also read: How to Extend Home Theater Speaker Wires

How To Wire Speakers With 4 Terminals

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There are 3 ways to wire speakers with 4 terminals and they are as follows:-

  1. Leaving the conductive bar between the terminals and connecting one set of wires
  2. Bi-wiring
  3. Bi-amping

How To Wire Speakers With 4 Terminals

The process is simple enough, and I will guide you right through it here with a step by step tutorial. I will take you through the process of figuring out what wire you need considering your speaker impedance and the length of cable required. You may want to take note of one or two things because it could affect your system’s sound quality.

Figuring out wire gauge and length

Even if you have speaker wire, you need first to know the correct length and gauge of wire you should use depending on your speaker impedance.

Remember, if you use a wire that is too thin or too long, the resistance through that wire will increase, and that resistance could cause audio degradation.

For our working example, let’s say that we have two high-end loudspeakers with an impedance of 4 ohms, and they have bi-wire fittings (4 terminal posts).

The length we will need in terms of wire length will be 15ft. So consulting our chart, we can tell that because our speaker impedance is 4 ohms and the distance is 15ft, the gauge of the wire that we require is 18 gauge wire. In our working example, we already have this wire made from copper.

Stripping the speaker wire

The next thing we need to do is strip both ends of the speaker wire, so we are able to place them in the bi-wire posts and connect them to the amplifier.

Remember depending on your setup, you will leave the conductive bar attached to the terminals and connect one set of wires, or you will use the bi-wiring method where you remove the bar and use two sets of wires (one for each driver). Otherwise, you can use the Bi-amping method and connect the terminals to separate amplifiers.

If you do not already, then I would suggest purchasing a professional crimping tool so you are able to strip the wire correctly. They are dirt cheap and get the job done well.

There is nothing worse than trying to remove the wire insulation, and you either break part of the internal wire or wreck part of the wire. A professional crimping tool even has sections that allow you to strip various gauges of wire.

Connect the one end of the speaker wire to your amplifier

The next thing you have to do is connect one of the ends of all your speaker wires to your amplifier. Depending on your amplifier, it will also have spring clip terminals, binding posts, or bi-wiring posts (in our example, our amplifier has bi-wiring posts, and we are using the Bi-wiring method).

The posts will be color-coded, and so will the speaker wire, undoubtedly. Remove the bridge plates or pins between the binding posts and connect the two sets of speaker wires to the amplifier (making sure to note the bass posts and the treble posts). Also, note which way you have connected up the wire in terms of polarity. Tighten the posts.

Connect the other end of the speaker wire to your speakers

The same method will apply here. Remove the bridge plates or pins from the bi-wiring posts and then insert the wire for each (making sure to check that the correct wires are running to the bass and treble posts and that the polarities of the wires are correct). Tighten the posts.

The method may seem a bit lackluster; however, many people use incorrect wire gauge and length because they do not know what impedance level their speakers are sitting at, causing audio degradation. They then think it has something to do with the actual wiring setup that they have done.

Furthermore, one tends to get lazy and not pay attention to where the wires go because it seems easy enough, switching the wires’ polarity and connecting them to the wrong posts.

Speakers (Loudspeaker) overview

Do Surround Sound Speakers Need Power

A speaker (loudspeaker) is an electroacoustic transducer. This is a complicated name for saying that a speaker converts an electrical audio signal into sound waves.

The most popular speaker today is a dynamic speaker. This means that the speaker needs some sort of external amplification to strengthen the audio signal before it reaches the speaker.

The dynamic speaker works on the same premise as dynamic microphones, however, in reverse. An alternating electric current is sent to the speaker’s voice coil (this is a coil of wire which is suspended between a permanent magnetic field.

This causes the speaker coil to move back and forth, which in turn causes the speaker diaphragm to move back and forth, creating sound waves.

Speakers are typically housed in a cabinet, and the materials from which the cabinet is housed will play an essential role in its sound quality.

With regards to high fidelity sound reproduction, you will have multiple transducers (also termed speaker drivers) mounted in the same cabinet. These drivers (transducers) will function and reproduce different sections of the sound frequency range.

This is what most individuals now as tweeters, woofers, sub-woofers, and mid-range drivers. Each of these drivers will reproduce specific frequencies depending on how they are designed and structured.

Tweeters will reproduce high frequencies, mid-range drivers will reproduce mid-range frequencies, woofers will reproduce low frequencies, and subwoofers will produce extremely low frequencies.

As we will see in the subsequent sections, there are a few connection types that allow us to connect our electrical audio signal to our speakers via speaker wire.

However, we first need to consider that depending on the speaker’s system design; you will connect a wire that will run the entire audio frequency range or run multiple wires to divide the frequency range and send them to separate transducers (drivers). This is where two and four-post terminals for speakers come into play.

System design (crossover)

This type of design is how four-post terminals came into production. A multiple-driver speaker system will use an assembly of filters (crossover) to separate the input signal into different frequency ranges depending on what frequency range each driver is designed for.

Consequently, each driver will receive power only at their operating frequencies. This is great because it will reduce distortion and interference between the separate drivers ensuring higher audio fidelity.

There are two different types of crossovers, namely active and passive crossovers. Passive crossovers are where we see and use four-post terminals. Passive crossovers are electronic circuits that use a combination of one or more inductors, capacitors, and resistors.

All these components are combined in a specific way to form a filter network. They are placed between the amplifier and driver, and we connect to them via four-post terminals.

Active crossovers are filter circuits that divide the audio signal into separate frequency bands before amplification. With this method, you require one amplifier for each bandpass (an amplifier for tweeters and an amplifier for woofers, etc.).

Now that we understand how speakers work let us look at the various connection types you can use. Then we will be able to comprehend with our working example how to connect speaker wire to terminals, and in our example, we will use four-post terminals.

What connection type of connections do speakers have?

What connection type of connections do speakers have_

Loudspeakers use terminals or posts for a connection method. However, depending on the speaker and what purpose it is designed for, it may and probably will have other connection types, which we will discuss later.

Spring clip terminals

These types of terminals are found on older and entry-level speakers. The wires are held in place by a spring-loaded clip. They are also usually color-coded in black and red to distinguish between the positive and negative terminals.

Binding posts

A binding post will consist of a post with a binding cap. Once the cap is removed, you will be able to see a hole running through the center from one side to the other.

These posts are also usually color-coded in red and black for easy identification of polarities. These types of posts can be gold plated and come equipped with high-end top quality loudspeakers.

Bi-wiring posts (4 terminals)

These types of posts will be similar to that of binding posts. One variation may be that you need to push the wire down the center of the post instead of through the side of it.

Bi-wire posts have two sets of posts, and this allows the amplifier to connect two separate sets of speaker wire to it. One set of wire is used to drive the low-frequency driver, while the other set is used to drive the high-range frequency drivers. This creates an improved bass response and treble smoothness.

These posts will have a conductive bar that links the two terminals together, so you only need one cable to connect both drivers to your amplifier if you wish to do so. This is your standard setup where both drivers receive the same audio signal.

Bi-wiring setup

This is where you remove the conductive bar and have separate wires for each terminal going to one amplifier. This allows for the separation of frequencies using the crossover method, as we discussed.

Bi-amping setup

This is where the conductive bar is removed, and each terminal is connected with separate wires, and each wire goes to separate amplifiers.

Banana plugs

Banana plugs are a type of fitting that you can purchase and connect your speaker wire to. These fitting are not equipped with loudspeakers or posts.

They are commonly used in situations where you would like things to be very user-friendly or because you continuously move your loudspeakers around (which you should not do).

What other types of connections for speakers do you get?

Depending on the speaker design and what it is used for, you can get a variety of different connections ranging from 1/4inch jack connections, XLR connections, RCA connections, and SpeakON connections.

These speakers will usually be in the form of studio monitors, studio speakers, PA speakers, and stage monitors.

Granted, you are able to use these types of speakers in your home theatre setup; however, they are all designed to perform slightly different functions. Furthermore, if you have these speakers with these types of connections, you have to make sure that your amplifier supports these connections.

Otherwise, you will have to either try and build the speaker cable yourself (which will require some knowledge and a fair amount of time and soldering). You will have to purchase audio adapters that will allow you to convert one type of connection to another.

One thing to note is that in today’s digital world, you also get digital connection types in the form of S/PDIF cables. All the connection types discussed besides S/PDIF are analog connection types, and you should be able to find a converter for one kind to another pretty easily.

For amplifiers with a S/PDIF connection, you will have to get a digital to analog converter, and those are also readily available.

Are those connections types better than speaker wire?

The connection types are different and used for various applications. ¼inch jack connections tend to have a lot of interference, especially when the cable’s length is long. XLR connections are balanced connections and are great for applications within a recording studio. SpeakON cables are used for large PA systems that see a lot of wear and tear.

For the most part, your standard speaker wire and connection that comes with your home audio equipment is more than adequate in handling and performing at a high quality, and there will be no need to look for converters and devices that will change the type of connection because it will be unnecessary.


It is always better to have an understanding of something when trying to figure out how to work out a problem. With this in mind, we learned about loudspeakers and how they work. We also learned about how each driver functions depending on its design.

Due to the fact that we now four-post terminals use a cross over design, we know that each wire that we connect to the speaker is powering a different driver. Hence we learn to associate the correct wire from the amplifier to the valid driver.

Suppose we did not know and understand this, and this article just gave you a step-by-step guide on how to strip the wire and connect them to your amplifier and speakers. In that case, you may have run into some trouble areas where the amplifier or speakers did not function correctly.

We also learned that speakers could have other types of terminals, and even some speakers are built with different connection types.

These types of speakers are made and designed for other functions (still with the ability to play music in mind) from the standpoint of recording studios and PA systems.

All in all, you should have a comprehensive understanding of how speakers work and how to connect them to an amplifier using four post terminals now.

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